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The Awkward Money Conversation? Solved.

Hire Zira — your reliable AR teammate.
Get paid without the awkward chase.

Delayed invoices crush freelancers and agencies. Zira is your AI Accounts Receivable teammate — Finance Team voice on email and WhatsApp, context-aware reminders that escalate, and AI that pauses when a client replies. Cash recovered. Relationship protected.

Start 14-day free trial See pricing

14 days full access · No credit card · Then Solo ₹999 (₹1,179 incl. GST) · Studio ₹2,999 (₹3,539 incl. GST)

app.heyzira.com / receivables

Outstanding

Collected

In sequence

Disputed

Collected · 30d

$48,200

+22% vs last

Outstanding

$12,400

4 in sequence

Avg DSO

14 days

↓ from 28 days

B Brightline Co. US · INV-2284

$4,800

Day 3 · sequence

N Northwave AG DE · INV-2283

€2,450

Paid · 2h ago

H Halcyon Foods AU · INV-2282

A$6,100

10 days late

O Otter Labs US · INV-2281

$12,300

Day 10 · CFO tone

S Soto Ventures UK · INV-2280

£3,200

In dispute

K Kestrel Media CA · INV-228-1

C$2,900

Paid · today

Zira just sent "Quick reminder" → Brightline

Reply classified "Paid" → Sequence paused

USD $48,200 · collected this week · EUR €31,840 · collected this week · GBP £17,200 · collected this week · AUD A$22,600 · collected this week · CAD C$14,900 · collected this week · SGD S$9,400 · collected this week · AED د.إ 28,100 · collected this week · INR ₹38,40,000 · collected this week · USD $48,200 · collected this week · EUR €31,840 · collected this week · GBP £17,200 · collected this week · AUD A$22,600 · collected this week · CAD C$14,900 · collected this week · SGD S$9,400 · collected this week · AED د.إ 28,100 · collected this week · INR ₹38,40,000 · collected this week ·

The Problem

Why do you hate checking your Accounts Receivable?

Late invoices are structural — not bad luck. About half of B2B invoice value is paid late, and freelancers and agencies feel it hardest. The real blocker is the relationship: chasing feels personal, so cash sits.

The "Friendly" Trap

You don't want to annoy clients, so you delay the reminder. Cash stays stuck. Anxiety grows.

Cash Locked in AR

Freelancers and agencies routinely wait 30–60+ days. One late invoice can mean payroll stress or expensive working capital.

The Awkward Chase

Sending "where is my money?" feels unprofessional. So you don't. The invoice stays unpaid — and you burn a day a month chasing.

Meet Zira

Hire Zira. Your reliable AR teammate.

Connect Zoho. Zira watches due dates, starts the chase on time, and handles the conversation on email and WhatsApp — until the money hits your bank. You focus on client work.

She Reads Replies

If a client says "Paid" or flags a dispute, Zira pauses the sequence. Context-aware — not the same boring reminder every week.

Email + WhatsApp

Paper trail on email. Attention on WhatsApp. Escalating tone from polite Finance Team to firm executive — so cash doesn't sit while you hesitate.

Protects the Relationship

She signs as Finance Team — not you begging. Clients get a professional chase; you keep the partnership.

How it works

Up and running in minutes.

No new tools to learn. No spreadsheet imports. Zira plugs into the invoicing system you're already using and starts collecting on day one.

Connect your billing system

Link Zoho Invoice, Zoho Books, or Razorpay. Zira imports your overdue invoices instantly.

Zira

Define your style

Set your escalation tone — from "Polite Startup" to "Corporate Firm". Zira adjusts her voice to match your brand.

PoliteBalancedCorporate

Watch Overdue turn into Collected

Zira handles every follow-up from first nudge to final notice. You only hear from her when there's something that needs your attention.

Overdue In sequence Collected

Escalation Timeline

Zira's 4-step escalation — firm but never rude.

Every send is informed by every reply before it. Zira knows when to be warm, when to be firm, and when to bring in your CEO. Tone shown: Balanced.

Day 0 · Polite 🤝

Friendly nudge

From: zira@yourdomain · To: client@brightline.io Your invoice INV-2284 ($4,800) is due today. The payment link below should take care of it in a click.

Day +3 · Helpful 📋

Polite follow-up

From: zira@yourdomain · Re: INV-2284 Following up on INV-2284. If something is blocking payment on your side, let me know — happy to find a workable schedule.

Day +10 · Firm 📌

Firm reminder

From: zira@yourdomain · cc: billing@brightline.io INV-2284 is 10 days overdue. Per Section 4.2 of our SOW, 1.5%/month interest now applies. Updated total: $4,872.

Day +30 · Executive 🔴

Final notice

From: zira@yourdomain · cc: ceo@brightline.io Final notice on INV-2284 ($4,944 with interest). Without payment by EOD Friday, this invoice goes to our recovery counsel.

Zira pauses automatically if your client replies at any step — even with a one-word "Paid".

Pricing

Hire an AR teammate. Not another free invoice tool.

14 days full access. No credit card. Checkout matches the total including GST. One recovered invoice often pays for years of Solo. Cancel anytime.

Freelancer

Solo

₹999 /mo

₹1,179 including GST

or $19/mo

25 active invoices in chase
4-step email escalation (due-date aware)
AI reply auto-pause
Zoho Books / Invoice sync
1 sender identity
Self WhatsApp alerts

Start 14-day free trial

Studio

₹2,999 /mo

₹3,539 including GST

or $59/mo

150 active invoices in chase
Everything in Solo
Client-facing WhatsApp chase
Custom tones & sequence timing
3 sender identities
Priority support